Closing with Partners Title

Purchasing your home is a great investment. The closing is one of the most important parts of the process. This is when you legally commit to your mortgage loan.

Once you’ve decided to move forward with the purchase of your new home and  your funding options are in place, your real estate agent and lendor will work with a Partners Title closing executive. Your closer(s) will work with all parties to gather all  the legal documents, close the loan, issue title insurance policies, and handle all the money associated with your purchase.

Another important part of the process is purchasing an Owner’s Policy to protect your investment.

Most new homeowners think about buying new furniture or painting the new walls, not worrying about being responsible for the bills that could be left behind by the previous owner.

Lendors require you purchase a title insurance policy to protect their investment, and you should have a policy to protect your investment as well. For a one-time fee paid at the closing table, an owner’s policy can protect you, your lendor, and your property rights for as long as you own that property.

The owners policy can protect you from:

  • Unpaid mortgages
  • Unpaid property taxes
  • Child support liens
  • Missing heirs who could claim the property belongs to him/her
  • Missed easements or rights of way (property lines) that could limit your use of the property

 

There are two types of title insurance policies. The homeowner’s policy (mentioned above) that protects the homebuyer, and a loan policy that protects the lendor. An owner’s policy is issued in the amount of the entire real estate purchase, no matter how much you’re borrowing. This provides protection for as long as you or your heirs own the property.

 

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Don’t Just Take Our Word For It

  • Ty KollarPacific Union Financial, LLC

    I’ve been working with Joyce Scott and Partners Title for over a year. I have been very impressed with how they are able to come through in the crunch time and time again. I am a loan officer with over 15 years of experience in the industry. I have worked with many different Title companies in that time. Joyce Scott has earned my trust with repeated success time and time again. I ask my Title company to do a lot for myself and my clients and Partners Title has never disappointed us. I highly recommend their services to anyone in need. Their attention to detail, quick turn times and reasonable cost puts them at the top of the List. Thanks Partners, I appreciate all you do for me, my clients and Pacific Union Financial.

  • Charly MarggrafEdina Realty

    Lori Millslagle is by far and away the best closer I have worked with in 12+ years as a Realtor. I hand the file off to her and her team at Partners, and I know that my clients will be taken care of. Her communication with me, the other side, and my clients is amazing. She is exceptional at her job and my job is significantly easier because of her. I feel lucky to have such a wonderful partner to refer my clients to. Lori is a rockstar!

  • William P.First Time Home Buyer

    Being a 1st time buyer, you were awesome taking your time to explain this very nerve racking process to a couple of newbies to this process, and with the lack of support from my Banker/loan officer. Without saying a thing, you saw the color drain from our face when we viewed our documents. Both Carol & I just wanted to make sure you are aware of the excellent customer service you delivered yesterday.

  • Lezli EReal Estate Agent

    I thoroughly enjoy closings with Joyce!  Partners Title is very pro-active with setting up the file and following through on all of the details leading up to closing.  Joyce is timely, proficient and very professional.  She always has every thing well organized, is fabulous with my clients and keeps us updated during the process of issuing the final checks and paperwork. Joyce has the unique ability to bring levity to the situation when necessary, and yet she's discreet while explaining documents to my clients - the perfect combination for a smooth and successful closing!”

  • Devon SumpterMetro Mortgage Services, Inc.

    My company, Metro Mortgage Services, has been working with Shawn and Colleen since 1998. I have a few friends that are also in the title business, but I always use Colleen and Shawn if my clients agree. This is also true for the agents and loan officers that I have employed over the years. They are very detailed in their work and their experience is beyond compare. They are committed to our clients and what I appreciate the most is they are always willing to accommodate the “unexpected” situations we find ourselves in in this industry. AND they do it with a smile! They are professional and compassionate at the same time. I would refer them (and do) to anyone with great confidence.

  • Danielle PeltonCardinal Realty

    Brianne has been wonderful to work with. In all of the transactions she's assisted me on, she was always there every step of the way. She is very personable as well as very knowledgeable. I continually look forward to working with her!

  • Michael OlsonThe Olson Real Estate Team - Keller Williams Premier Realty

    Brianne is an awesome closer!  The service she provides our team allows The Olsen Real Estate Group to provide the highest level of service to our clients!

  • Tracy BaglioBaglio Real Estate Group - Keller Williams Premier Realty

    As real estate agent professionals for 28 years Carl and I have had the opportunity to work with many title companies. Partners Title is exceptional in every way. Their knowledge of the industry, timeliness and communication are excellent. Recently I had a sale where the buyer chose to use an out of state company because they thought they could save on fees. Major errors occurred which could have been prevented the home from closing on time. They stepped in and saved the day by writing a few crucial and powerful emails that both educated and compelled the other title company to get the file closed. Even after the sale closed when the other title failed to pay association fees that they had collected at closing, they stepped in again and got it resolved. We are very selective on who we trust to take care of our clients. Partners Title has our utmost respect and confidence in the work they do each day to assist their clients and the agents that they serve. We highly recommend the team at Partners Title.

  • Stacy ElmquistEdina Realty

    Lori & Jennifer with Partners Title are simply the best!  They go above and beyond to make each and every transaction a memorable experience for all my clients.  Whether you are buying or selling the choice is easy - call Partners Title and request Lori as your closer!

  • Joe KnollenbergRealtor and Mortgage Consultant

    Their commitment to quality work, communication and customer service is consistent and excellent.

  • Jay DaceyMetropolitan Financial Mortgage Company

    I have been working with Linda since the beginning of my career and she is without question the most consistent, personable and organized closer in the Twin Cities. If you are a mortgage or real estate professional looking for a title agent to develop a relationship with, Linda should be at the top of your list.

  • Brian M. ConnersBell Mortgage | A Division of Bell State Bank & Trust

    As a mortgage loan officer for over 15 years, I’ve had the opportunity to work closely with countless title companies and title closers. And let me say unequivocally, that all title companies are not made equal.   Partners Title is one of the limited number of high quality and extremely professional title companies in the Twin Cities Metro. Backed by one of the strongest team of underwriters and insurers in the U.S., managed by a team of seasoned experts and some of the friendliest closers in the business, Partners Title is the place to trust with your closing. I highly recommend them to all of my clients.

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